This policy is effective as of January 1, 2007

In this disclosure, you’ll find the details about our Privacy Policies and procedures, as well as the opportunity to choose how information about you may be shared. We want you to make an educated choice, so please read the disclosure carefully to understand the options available to you.

We do not sell customer information to third parties.

We do not share customer information with outside parties who may wish to market their products to you.

You do not have to take any action or instruct us to keep your information confidential.

We will protect your privacy automatically.

We are committed to protecting your customer information in every transaction, at every level of our organization.

For this purpose, we have designed procedures, standards and technology, which are described in our policy.

For more than 15 years, the Construction Loan Company name has been a trusted symbol of service and reliability, and we remain dedicated to those principles today.

You can count on us to provide you with the responsive, professional service you deserve, and to protect your privacy and security along the way.

The Construction Loan Company, Inc. Privacy Policy describes how we protect and use your customer information. We believe that protecting your privacy is an integral part of the customer service we provide to you. This is the reason why we do not share customer information with outside third parties who may wish to market their products to you.

At The Construction Loan Company, Inc., we value your relationship, and we work diligently every day to honor the trust you place in us. Thank you for choosing The Construction Loan Company, Inc. for your construction loan needs.

HOW WE PROTECT AND USE CUSTOMER INFORMATION

We begin by safeguarding the security and integrity of customer information.

We are committed to protecting the security and integrity of customer information through procedures and technology for this purpose.
For example:

We limit employee access to customer information to those who have a business reason to know this information. Employees are required to honor our code of conduct, which includes standards to protect customer confidentiality. They are subject to disciplinary action if they fail to do so.

We maintain policies and procedures covering the proper physical security of workplaces and records.

Our physical, electronic, and procedural safeguards meet or exceed federal standards regarding the protection of customer information.

We use technological means (such as backup files, virus detection and eradication software, firewalls, and other computer software and hardware) to protect against unauthorized access or alterations to customer data.

We collect and maintain customer information as part of servicing your account and your customer relationship.

In the course of serving you, we collect information about you from a variety of sources, such as:

Information you provide to us on applications or forms, such as your income and accounts with others.

Information we receive from an outside company, such as a credit bureau, regarding your credit history and employment status.

Information that is of public record from government agencies such as the county recorder’s office regarding properties you may own.

We do not share information with outside parties who may wish to market their products to you

We are not in the business of selling or sharing customer information with outside parties.

It is not necessary for you to instruct us not to share information with these outside companies, because we will automatically keep your information confidential.

There are other situations when we may disclose to third parties the customer information we collect as permitted or required by law. Third parties could include government entities, courts or other entities (in response to subpoenas and other legal processes), and those with whom you have requested us to share information.

This disclosure applies to consumers who have, or have had, a customer relationship with “The Construction Loan Company, Inc.”

The policies and practices described in this disclosure are subject to change, but we will communicate any significant changes to you as required by applicable law. The policies and practices described in this disclosure replace all previous notices or statements regarding this subject.